After spending the last few weeks thinking about what we need to prepare for, what we should be prepared for and looking for the gaps we have come up with a couple of lists. A list of what we feel we can (and should) do and a list of things that we will try and do; reach goals if you will.
Bug Out/Get Home Bags – Having had to “bug out” of our home in the last couple of years we have a much better understanding of what should and should not be included. It is time to pull them out, inventory them and configure them based on what we learned during Harvey.
Grow Our Savings By $6,000/Pay Down Bills – Recovering from Harvey hit our finances in two ways. We partially depleted our savings and we incurred some debt for what we didn’t pay for out of pocket. Now that we are past that effort it is time to buckle down and get our finances back in order. That means adding money to savings and we plan to add at least $250 out of each of Wonderful Wife’s paychecks to our savings and have set our goal based on that. Honestly, we think we can save a good bit more than that and use that to help pay down or off the remaining (unsecured debt). This will supplement the over-payments we have already been making out of my paycheck.
Buy $300 in Precious Metals – We want to minimize risk of financial loss by making sure we are diversified so in addition to money in the bank we want some extra precious metals as well and hope to add $300 worth this year. (Note: This has already been completed/exceeded)
Security Service – The flood waters destroyed the home security system installed by the builder and upgraded over time. We will be starting fresh and installing state of the art equipment and choosing a new security service.
Improve Outdoor Lighting – Install motion sensor lights around the areas of the house where someone can gain entrance. (Note: this has already been completed)
Ham License – Study for and pass the basic HAM certification exam.
Test Room A/C and Generator – Pull everything out and fire it up. Make sure it is working. We have a deadline on this one to be completed before hurricane season starts (June).
Exercise/Lose Weight – Probably the most important thing we can do to be better prepared is to get in better shape and lose some weight. With that in mind (based on the Army PT requirements for a man my age I need to be able to perform the following within a 2 minute period:
I have also set a personal goal to lose 20 lbs and be under 200 pounds for the first time in a long time. I don’t have a set goal in mind (yet) but we plan on doing a lot of walking and even hiking to help us achieve that goal.
Buy A Funeral Plan – When one or both of us dies we don’t want that to pass along any added burden to those left behind. Our plans should be taken care of so they can focus on grieving or rejoicing depending on who we are talking about.
Make A Will – I don’t want grief to turn into family fights over who gets what. We will spell out our wishes and assign an executor to carry them out.
Med Training – A class on trauma care is something I have been putting off for far too long but I am not committing to it just yet. But we will try.
Shop For A Retirement Property – Buying some land away from the major metropolitan area we live in will help peace of mind, give us a place to de-stress and unwind, and give us a place to escape to should things go terribly wrong in any number of ways.
So, those are our goals for 2019 and our reach goals. What do you think? Share any thoughts or feedback you have.
Take care and God bless.